Friday, July 20, 2012

Bajaj Finance Personal Loan Cochin | Interest Rates | Apply Online ...

Apply online for Bajaj Finance Personal Loans in Cochin with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for personal loan and Choose the Best Deals.

Bajaj Finance Personal Loan in Cochin ? Key features

  • Personal Loan Amount ranging between Rs.1 lac to Rs.25 lacs
  • Nil foreclosure charges
  • Part Prepayment facility*
  • Flexible repayment options of 12 to 60 months
  • Lowest Personal Loan Interest Rates
  • Hassle free documentation & loan approval
  • Direct Credit to your account
  • Attractive & customized life insurance products

One of the leading players in the personal loan business, Bajaj Finserv personal loans can be availed for your personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.

Eligibility & Documents for Bajaj Finserv Personal loan in Cochin

Individuals working for top Indian & Multinational companies are eligible for a personal loan. Gross Monthly Salary requirement is as follows:

Rs 75,000 per month (For Delhi/NCR, Mumbai, Hyderabad, Chennai and Bangalore locations)
Rs 40,000 per month (For other locations)

Documents Required for a Personal Loan

Photograph

Color Passport size photograph (signed across the photograph)

Financials

Salary Slip of last 3 months

Bank Statements

Continuous recent 3 month bank statement of salary account

Employment Proof

Employee ID Card and Visiting card

Work Experience Document

Current employment Appointment Letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip

KYC

Identity Proof Passport / Voters ID card / Driving License / PAN Card
Address Proof Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)
Signature Proof Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter
Age Proof Passpor t/ PAN Card / Driving License / Birth Certificate

Bajaj Finserv personal loan Fees and Charges in Cochin:

Type of Fees

Charges Applicable

Processing Fees on Personal Loan

2% ? 3% of the loan amount

Foreclosure Charges*

NIL

EMI bounce charges

Rs 1,000 for every bounce

Penal Interest

2.00% p.m

* Applicable following 1st EMI clearance

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Source: http://www.deal4loans.com/loans/loan/bajaj-finance-personal-loan-cochin-interest-rates-apply-online/

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